Top related persons:
Top related locs:
Top related orgs:

Search resuls for: "Westend61"


25 mentions found


You can reduce your home sale profit by adding often-forgotten costs and fees to your basis, which minimizes your capital gains tax liability. For example, you can start by tacking on fees and closing costs from the purchase and sale of the home, according to the IRS. The average closing cost nationwide is $4,243, according to a report from Assurance, but fees vary widely. That includes your real estate commissions and closing costs. The 'best way' to reduce capital gains taxesYou can further increase your home's basis by tacking on the cost of eligible upgrades, experts say.
Persons: Thomas Scanlon, Raymond James, Scanlon, tacking, Paul Fenner Organizations: Westend61, tacking, Tamma Locations: Manchester , Connecticut, New York, California, Commerce Township , Michigan
Today's big story examines how recruitment for AI talent is ramping up in the tech industry and on Wall Street . AdvertisementEager to understand how to leverage the tech, companies are racing to scoop up AI specialists. But Big Tech companies aren't just competing with each other. With so many venture capitalists eager to fund AI ideas , some AI talent are starting their own companies. Businesses are already fighting the rule, but if it survives the courts it could mean even more movement of AI talent.
Persons: , We've, we've, Justin Sullivan, Chelsea Jia Feng, Eager, Kali Hays, Ellen Thomas, Banks, it's, Getty, Sean Gladwell, Olga Pyrkina, Tyler Le, Amy Hood, Mark Zuckerberg, Zuckerberg, Johannes Eisele, Swan, Mark Spitznagel, Spitznagel, David Einhorn, there's, Dimitrios Kambouris, Leon Neal, Abanti Chowdhury, Bill Gates, Gates, BI Gates, Satya Nadella, Zs, Herman Miller Eames, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, George Glover, Grace Lett Organizations: Business, Service, Getty Images, Anadolu Agency, Big Tech, Johannes, Getty, Federal Reserve, Reuters, Research, Capital Economics, Greenlight, Staff, Microsoft, BI, Paramount Locations: California, AFP, America, New York, London, Chicago
A developer in Hawaii accidentally built a house on it instead of the neighboring lot. Reynolds bought a one-acre plot of land in Hawaiian Paradise Park, a nearly 15,000-person subdivision on Hawaii's Big Island, for $22,500 at a tax auction. Reynolds' lot is just two miles from the beach. He told BI that in Paradise Park, unless you're next to the ocean or the highway, every parcel looks indistinguishable. Related stories"There are 8,000 one-acre lots in Paradise Park," Kenny said.
Persons: Anne Reynolds, , Anne, Reynolds, Trulia —, Doug Keown, Dana Kenny, Kenny, Peter Olson, James DiPasquale, I've, — I've, DiPasquale, they're Organizations: Service, BI, Savio Realty Ltd, Keaau Development, DiPasquale Locations: Hawaii, Paradise, California
Thanks to those high mortgage interest rates, refinance activity in 2023 was at the lowest level in 30 years. In the first and second quarters of 2023 there was only $75 billion and $80 billion, respectively, in mortgage refinance originations nationally, according to Freddie Mac, a government-sponsored entity that buys mortgages from banks. "We're just in a much higher interest rate situation with the economy," she said. "We've been so accustomed to mortgage rates as a baseline being at 2% or 3%," said Veronica Fuentes, a certified financial planner at Northwestern Mutual. Some lenders may require a higher interest rate if you finance closing costs, plus you'll be paying interest on those expenses for the life of the mortgage.
Persons: Freddie Mac, Jeff Ostrowski, Chen Zhao, Zhao, We've, Veronica Fuentes, that's, Ostrowski, CoreLogic's Organizations: Westend61, Getty, Federal Reserve, Northwestern Mutual
The percentage of older adults who drink each month is increasing — particularly for women, Koob said. And older adults who do drink do so more frequently than people younger than 65 years old, he added. The impacts of alcohol on things such as driving performance, reaction time, memory and balance are bigger in older adults than younger drinkers, he added. Combining alcohol and medication is also risky, and almost 90% of older adults are taking at least one medication regularly, Collier said. “One study found that older adults are more likely to experience depressed breathing than young adults following a combination of alcohol and opioids,” Koob said.
Persons: George F, Koob, ” Koob, , , Stephanie Collier, Collier Organizations: CNN, National Institute, Alcohol, McLean Hospital, Westend61 Locations: Massachusetts, Belmont , Massachusetts, Michigan
Here are some of the biggest financial blind spots, according to several certified financial planners on CNBC's Digital Financial Advisor Council. 1. Credit scoresConsumers often don't understand the importance of their credit score, said Kamila Elliott, CFP, co-founder and CEO of Collective Wealth Partners based in Atlanta. The average person with a credit score between 760 and 850 would get a 6.5% interest rate, according to national FICO data as of April 1. The latter's monthly payment would cost $324 more relative to the person with a better credit score — amounting to an extra $116,000 over the life of the loan, according to FICO's loan calculator. "Ten out of 10 people couldn't explain how the tax withholding system works," said Ted Jenkin, CFP, CEO and founder of oXYGen Financial based in Atlanta.
Persons: Kamila Elliott, Wills, Barry Glassman, I'm, Glassman, Elliott, That's, Ted Jenkin, Uncle Sam, Jenkin Organizations: Getty, Digital Financial, CFP, Wealth Partners, Consumer Financial, Bureau, Wealth Services, Westend61, Collective Wealth Partners, Business, Employers, Workers Locations: Atlanta
"When demand for other consumer products comes up, or when it increases, it's usually not too hard for people to scale up supply," Brannon said. Moreover, the current housing affordability makes 64.2% of owners and renters have negative feelings about the economy, Redfin found. In fact, affordable housing is a pressing topic for both liberal and conservative voters: the topic is ranked as No. 1 for liberals while it's No.3 for conservatives, according to a separate survey by The Real Estate Witch. To address the issue, President Biden announced in early March as part of his budget for fiscal 2025, a plan to cut housing costs, boost supply and expand access to affordable housing.
Persons: Brannon, Kirabo Jackson, Qualtrics, Redfin, it's, doesn't, Brennon, Biden Organizations: Westend61, U.S . Census, White House Council, Economic Advisers, CNBC Locations: U.S
C-Suite career coach Elizabeth Pearson said juggling family and a career can feel "impossible." AdvertisementAccording to Lily Allen, having children and a career just don't mix. "I never really have a strategy when it comes to my career, but yes, my children ruined my career. ANGELA WEISS/Getty ImagesWhile Allen's comments prompted criticism from some, career coaches Elizabeth Pearson and Sara Madera told Business Insider she's not entirely wrong. Both Madera and Pearson urged parents to make themselves a priority, even when it's hardBoth career coaches agreed that parents should check in with themselves.
Persons: Lily Allen, Allen, Elizabeth Pearson, , Ethel, Marnie, Sam Cooper, I'm, David, ANGELA WEISS, Sara Madera, she's, Pearson, MoMo, Michelle Obama, we've, we're, Madera, who've, Jordi Mora igual Organizations: Service, British, Radio, Getty Locations: Madera
Westend61 | Westend61 | Getty ImagesAs thousands of layoffs make headlines, experts say there is a silver lining — a resilient job market. But to find your next position faster as companies cut costs, you may have to take a new approach. Job search tools can help amplify your search, according to Scott Dobroski, career trends expert at Indeed. By updating your profile on job search sites with your skills, experience and the positions you are seeking, you may find roles you would not have otherwise considered. Bring your authentic selfHaving the right social networking skills can make a big difference in finding work faster, according to Lee.
Persons: Gray, Holly Lee, Lee, Scott Dobroski, We've, Dobroski, Vicki Salemi, Salemi Organizations: Westend61, Getty, Challenger, Citigroup, Google, Amazon, Finance
AzmanL/Getty ImagesHuman resources leaders urge job applicants to prepare questions to ask during the interview or risk being perceived poorly. Getting the recruiter's name wrong —24.4%Going into the interview without knowing who's interviewing you can rub recruiters the wrong way. Not dressing appropriately — 28.2%Wearing a questionable outfit to your job interview could make a bad impression on the recruiter. Getting the name of the company wrong — 28.4%You may be interviewing for multiple jobs at a time. Obradovic/Getty ImagesThe biggest pet peeve for hiring managers, Ringover's survey shows, is when a job candidate is late to the interview.
Persons: , Amy Hoover, TalentZoo, Teri Hockett, sturti, CareerBuilder, fizkes, Obradovic, Tardiness Organizations: Service, What's, Getty, LinkedIn, Zapier
Scientists in the UK investigated how a dog's breed, size, sex, and face shape affect lifespan. Flat-faced dogs, large dogs, and male dogs typically live shorter lives, the scientists discovered. Shown here are dog breeds that fall under the lowest 25% for longevity. AdvertisementAs a result, it may explain why the data suggested crossbreeds live shorter lives, McMillan said. Artificial breeding has shortened dogs' livesHuman-led dog breeding has led to new breeds that live shorter lives.
Persons: Shiba Inus, , poochies, Bernards, Anita Kot, Presa, Cane Corsos, Cane Corso, Bernard, Kseniya Starkova, Kirsten McMillan, Kirsten McMillian, McMillan Organizations: Lancashire, Service, Dog's Trust, Lakeland, French bulldogs, pugs, Dogs Trust, America Kennel, Westend61 Locations: St
A simple, sustainable routine can be an effective way to build muscle and burn fat with less time and effort, said Adam Enaz, a personal trainer and dietitian specializing in fitness transformations. Too much cardio can be a waste of time if you want to build muscle. A concept called progressive overload is key to getting great results lifting weights, Enaz said. Eat enough food, especially proteinIf you're working hard in the gym but not seeing results, you might not be eating enough to build muscle. Eating more won't necessarily build muscle tissue any quicker, and can lead to fat gain instead.
Persons: Adam Enaz, Enaz, dietitians, Bobby Liu, it's Organizations: Research Locations: London
Westend61 | Westend61 | Getty ImagesThere's no place like home — especially as you age. "People might say, 'I want to age in place as the default plan, because that's what I'm already doing,'" said Carol Chiang, CEO of Evolving Homes, a company providing personalized consulting for individuals and families who want to age in place. The costs of the upgrades necessary to age in place can vary, experts say. Chiang said she has seen the prices of bathroom upgrades vary within Florida, where her practice is based. To make sure your home upgrades are successful, experts say it's wise to keep several things in mind.
Persons: I'm, Carol Chiang, Chiang, Carolyn McClanahan, Curt Kiriu, Kiriu, there's, Thomas West Organizations: Westend61, Getty, AARP, Finance, Social Security, CNBC's FA, CK, Builders, National Association of Home Builders, Signature Estate, Investment Advisors Locations: CNBC's, Florida, Mililani, Hawaii, Oahu, Tysons Corner , Virginia
CNN —Drinking a glass or more of 100% fruit juice each day was linked to a small increase in weight in children and adults, according to a new analysis of prior studies. In such a context, fruit juice is a much better choice than soda, for many reasons,” said Katz in an email. How juice impacts the bodyFor some, the concern over 100% fruit juice may be baffling — fruit is healthy, right? Eating a whole apple, for example, doesn’t spike blood sugar levels because fructose, the sugar found naturally in fruits and some vegetables, is released slowly into the blood. In children, each additional serving per day of 100% fruit juice was associated with a 0.03 higher body mass index, or BMI, change, according to the study.
Persons: , Walter Willett, Harvard T.H, ” Willett, Tamara Hannon, “ There’s, Hannon, David Katz, “ It’s, Katz, Britt Erlanson, ” Hannon, ” That’s, Vasanti Malik, ” Malik, Malik, Organizations: CNN, Harvard, of Public Health, Harvard Medical School, American Academy of Pediatrics, AAP, Riley Hospital for Children, Indiana University School of Medicine, True Health, True Health Initiative, Bank, Getty, BMI, CDC Locations: Chan, Boston, Indianapolis
In Germany, kids are given a lot of independence and they go outside all year. Cargo bikes, which have large baskets or carts, are particularly popular among German families with young kids. In Germany, kids are independent at a young ageGermany has been a culture shock for me when it comes to kids' levels of independence. Preschool isn't super academic focused — and kids learn about taking care of their teethMany kids brush their teeth in German preschools. AdvertisementAnd, in German preschools, kids are taught about dental hygiene.
Persons: I've, , It's, Elva Etienne Organizations: Service, Child Protective Services Locations: United States, Germany
Steve Smith | Tetra Images | Getty ImagesHow the tax break worksWestend61 | Westend61 | Getty ImagesThe Inflation Reduction Act, which President Joe Biden signed into law in August 2022, extended and enhanced a prior tax credit available for home efficiency upgrades. The tax credit is worth 30% of the cost of qualifying projects. The combined tax break for these projects is capped at $1,200 a year. Altogether, taxpayers can get a maximum overall credit of $3,200 a year, if they combine projects worth up to $1,200 and $2,000. The IRS published a fact sheet that gives examples of the overall tax break consumers can expect for specific upgrades.
Persons: Steve Smith, Joe Biden, Kara Saul, Rinaldi, Saul Organizations: Westend61, AnnDyl, Environmental Protection Agency, IRS
Joe Coffee founders Nick and Brenden Martin Joe CoffeeWall Street is on edge. Over the past two decades, small businesses have accounted for 40% of U.S. gross domestic product, according to the Chamber of Commerce. "If America is really built on the backbone of small business owners, why are they the ones that never catch the break?" In 2021, Joe Coffee, which now has 17 employees, created a full software and payments suite for coffee shops. WATCH: Xero will remain focused on core segments such as small businesses
Persons: PAYC ZI, Nick Martin, Joe Coffee, Martin, Joe Coffee's, aren't, Bill, Nick, Brenden Martin Joe Coffee, John Rettig, Cameron Hyzer, Yamini Rangan, Rangan, Bill didn't, Jake Dollarhide, Martins, Brenden Martin, Nick's, Brenden, Zhang Peng, they'd, Taylor McGinnis, ZoomInfo, we've, Bryan Keane Organizations: Starbucks, CNBC, Bill Holdings, Bureau of Labor Statistics, Joe, Nasdaq, Chamber of Commerce, Longbow Asset Management, Microsoft, Coffee Fest, UBS, Deutsche Bank Locations: Seattle, Paycom, West Richland , Washington, Coffee, Los Angeles
CNN —Older adults who don’t smoke tobacco but do use marijuana were at higher risk of both heart attack and stroke when hospitalized, while people who use marijuana daily were 34% more likely to develop heart failure, according to two new non-published studies presented Monday at the American Heart Association Scientific Sessions in Philadelphia. “You need to treat this just like you would any other risk factor (for heart disease and stroke), and honestly understand the risks that you were taking,” he said. Heart failure doesn’t mean the heart has stopped working, but that the heart isn’t pumping oxygenated blood as well as it should, according to the AHA. At the end of the study, researchers found people who reported daily marijuana use had a 34% increased risk of developing heart failure, compared to those who reported never using marijuana. Also called atherosclerosis, CAD is the most common type of heart disease, according to the US Centers for Disease Control and Prevention.
Persons: ” Robert Page II, , Westend61, Avilash, ” Page, it’s, Yakubu Bene, Alhasan Organizations: CNN, American Heart Association Scientific Sessions, Heart, Cannabis, Cardiovascular Health, University of Colorado Skaggs School of Pharmacy, Pharmaceutical Sciences, National Institute on Drug Abuse, Nazareth Hospital, AHA, US Centers for Disease Control, Health Locations: Philadelphia, Aurora , Colorado, Baltimore
The best places — and best times — to take a safari
  + stars: | 2023-10-25 | by ( Harriet Akinyi | ) www.cnbc.com   time to read: +8 min
KenyaFor more than 25 years, professional safari guide Geoff Mayes has taken tourists to the best parks in Africa. Amboseli National Park, a UNESCO World Heritage Site, is known for its massive elephant population and spectacular views of Mount Kilimanjaro. In those three, one can track mountain gorillas in Mgahinga National Park and Bwindi Impenetrable National Park. Another park to consider is the Kidepo Valley National Park, with its sweeping plains and valleys overshadowed by the brooding Mount Morungole. ZimbabweApart from the renowned Hwange National Park, I have also visited Matobo National Park, which has a wide diversity of fauna and plenty of white rhinos.
Persons: I've, revel, Harriet Akinyi, Geoff Mayes, Mara —, Masaai Mara, Mara, you'll, Barack Obama, It's, Luis Davilla, There's, Kruger, Addo, Nogaya, Jason Edwards, Dennis Kahungu, Christopher Kidd, Photodisc, Weaver, Clair, Nxai, Patrick J, Cecil Rhodes, Westend61 Organizations: Mara, Reserve, Kenya —, UNESCO, Heritage, Netflix, National Parks, Kruger, Park, Photodisc, Uganda Wildlife Authority, Queen Elizabeth, Lake, CNBC Travel, Getty, Nature, Kalahari Game Reserve, Kenya, Tourists Locations: Africa, Mugie Conservancy, Kenya, Tanzania, South Africa, Uganda, Mozambique, Botswana, Zambia, Zimbabwe, Malawi, Namibia, Rwanda, Nairobi, Mount Kilimanjaro, Solio Conservancy, Africa Kenya, Johannesburg, iMfolozi, Addo, Uganda Uganda, Kyambura, Lake Mburo, Mburo, Ihema, Inti St, Botswana Botswana, Okavango, Matobo
The average interest rate for all credit card accounts hit 20.68% in May, the highest on record, according to most recent Federal Reserve data. "But credit cards do charge the highest interest rates of any mainstream consumer debt [by far]," he wrote in an e-mail. This is why it's so important to prioritize credit card debt payoff." Total credit card debt topped $1 trillion in the second quarter of 2023 for the first time ever. "Whenever the Fed has raised interest rates as they have, something usually tips or fails," he said.
Persons: Barry Glassman, Ted Rossman, Cardholders, Glassman, CreditCards.com, Rossman, Bankrate Organizations: CreditCards.com, Federal Reserve, Wealth, Westend61, Getty, Federal Reserve Bank of New, Silicon Valley Bank, Signature Bank Locations: Vienna , Virginia, North Bethesda , Maryland, Federal Reserve Bank of New York, Silicon, U.S
Many people made their usual student loan payment in March 2020, before former president Donald Trump first announced the pause on federal student loan bills and interest accrual, he explained. Depending on when their loan servicer received those funds, it may have been considered an extra payment that has now pushed back their due date. You can contact your loan servicer or log in to StudentAid.gov to learn your exact due date, said higher education expert Mark Kantrowitz. The typical federal student loan bill is $350 a month. If you were enrolled in the standard 10-year repayment plan prior to Covid and still are, your monthly payment should not have changed.
Persons: Buchanan, Donald Trump, servicer, Mark Kantrowitz, they're, Kantrowitz, Grace Locations: StudentAid.gov
Westend61 | Westend61 | Getty ImagesNew York just adopted a pay transparency ruleNew York on Sunday became the latest state to adopt a pay transparency law. The pay transparency movement is relatively new. Fifty-six percent are more likely to apply for a company — even if they don't recognize the company name — if the salary range is listed, Indeed found. For one, pay transparency may lower overall wages of the broader population of employees, even while raising them for the "inequitably underpaid," Obloj and Zenger said. 'There's still plenty to negotiate' beyond salaryOf course, applicants aren't necessarily beholden to the salary or the pay range posted on a job ad, Woodruff-Santos said.
Persons: NCSL, Salary.com, Zenger, Mandi Woodruff, Santos, Woodruff, you've, they've, there's Organizations: Westend61, Getty, Sunday, Employers, National Conference of State Legislatures, National Women's Law Locations: York, California , Colorado, Washington, New York City, Colorado, Ithaca, Albany, Westchester, New York, Jersey, New Jersey, Cincinnati, Toledo, Ohio ; Maryland ; Connecticut, Rhode, Nevada
DusanManic | iStock | Getty ImagesAlmost half of Americans, 47%, say achieving retirement security will take a miracle, according to a new survey from Natixis Investment Managers. The results come as research from the firm shows the U.S. has improved its overall score for retirement security compared to last year, with 71% versus 69% in 2022. The five top countries for retirement security include Norway at No.1, followed by Switzerland, Iceland, Ireland and Luxembourg. Most survey respondents, 84%, say recent economic activity shows inflation is a big threat to their retirement security. Moreover, 58% of retirement savers and retirees say their biggest worry is outliving their money, Cerulli Associates recently found.
Persons: Dave Goodsell, Goodsell, it's, Cerulli, Mary Johnson, Johnson Organizations: iStock, Natixis Investment, Natixis Center, Investor Insight, Northwestern Mutual, Social Security, Senior Citizens League, Getty Locations: U.S, Norway, Switzerland, Iceland, Ireland, Luxembourg
Now, however, some firms and experts are walking back those predictions, calling into question the validity of a once-trusted recession indicator known as the yield curve inversion. Nobody rational would argue that the yield curve could have predicted a global pandemic and the short recession that followed it. NABE's most recent survey shows economists are divided on what a yield curve inversion means for the U.S. economy. In normal circumstances, yield curve inversions have been a pretty good indicator of recessions, according to Jebaraj. While the yield curve inverted in 2019, that was not necessarily a predictor of the 2020 recession.
Persons: Mervin, NABE, Goldman Sachs, NABE's Jebaraj, Sam, Jebaraj, Organizations: Westend61, Getty, National Association for Business Economics, Reserve, Wall, Bank of America, JPMorgan, Center for Business, Economic Research, Walton College of Business, University of Arkansas, Treasury, National Association for Business Locations: U.S
In response, the man asked Costanza if she could Venmo him back payment for her drinks. Like Constanza, some women say they've had a male date ask for his money back after they explained they didn't want to go out again. Dating coach Blaine Anderson said a money request after a date is among the biggest taboos. "Venmo-requesting a woman to split your first date if she doesn't agree to a second date is pathetic and unethical," Anderson said. Erin, a single 40-something in Pennsylvania who asked to use her first name only, felt unsettled when her date later asked for a refund.
Persons: Samantha Costanza, she'd, Costanza didn't, Costanza, they've, Carli Blau, Jon Birger, Birger, Blaine Anderson, Anderson, Irina Manta, Erin, Blau, MoneyGeek, It's Organizations: Finance, Westend61 Locations: Brooklyn , New York, New York, Pennsylvania, U.S
Total: 25